Before you make the decision to lease or finance, you need to know you're making the right choice. At Open Capital we strive to make financing your acquisitions simple, transparent and completely user-friendly - and we're always happy to answer any questions you may have. Here are some of the more frequently asked questions.

" Who owns the equipment?"
On a lease contract Open Capital will officially own the equipment, which safeguards you from the costs of depreciation, obsolescence and disposal. If however your preference is to own the equipment, our flexible hire purchase and loan products are designed to meet your requirements.

"What if we need new equipment during the lease period?"
One of the great benefits of financing with Open Capital is that we make upgrading easy. All our agreements accommodate future upgrades, enabling you to order new or additional equipment when you need it - without increasing you periodic payments.

What about our relationships with our existing suppliers?"
Open Capital is totally independent, which means that we're not tied to any particular supplier. Simply choose the equipment you want and we step in to bridge the finance gap. The supplier gets paid in full, on time, every time, making your relationship better than ever. Additionally, you may opt for more than one supplier if you wish.

"I won't get bogged down with lengthy paperwork will I?"
Not at all. We know that as a professional the last thing you need is more paperwork. Our 'Leasing Made Easy' philosophy ensures that acquiring your equipment is just that - easy. Normally, all we need is a list of the equipment and a signature.

"Will the payment plan suit a changing financial situation?"
Our experience in the professional practices sector has taught us that nothing is more important than flexibility. Talk to us and we'll put together a comprehensive payment plan right from the outset that best suits your situation, and the factors that may affect it.

"Installation takes time; we won't have to pay for a system we're not using yet will we?"
In most cases we won't ask you to pay a single penny until your new IT is up and running. We strongly believe that the only value in technology is in actually using it.

"Can we finance software and services?"
Yes, all aspects of your expenditure can be accommodated without deviation from our normal terms and conditions.